
CONTRACTORS
NOT
RESPONSIBLE
FOR SELLING
DEFECTIVE SHINGLES
The Standard Disclaimer Form
Please see
Definitions
Historically, the premature failure
of modern fiberglass shingles has involved
excessive granular
loss and brittleness,
cracking and splitting, blistering, curling, buckling, seal
failures and "weeping"
(water seeping through the shingle).
When a thorough rooftop inspection reveals any of these conditions
the roofing is beyond the "Re-Sale Window"
and normally requires either replacement or negotiated payment of a
"roofing allowance" in order to sell the home.
While the common perception,
promoted by asphalt manufacturers (and asphalt
roofers) is that modern "fiberglass"
shingles are vastly superior to the traditional "organic" design,
the fact is - there has been a documented history
of premature failure for all asphalt shingles manufactured
since 1980, both fiberglass and newer organic shingles.
As only fiberglass shingles are sold today, it's important to know
the History of Defective Fiberglass Shingles.
Fiberglass mats are much thinner, and are not
saturated with asphalt...
Several
roofing contractor associations have heard
complaints from their members
that
fiberglass shingles are failing within ten years...
[1]
Recently, our company had a roof fail in less
than eight years.
When removing
shingles in leaky areas, it became apparent that
the water
was going
right through the shingles, and had been for
some time. [2]
In Central California we have seen shingles
split on roofs in less than five years.
From what we
have seen to date, the problem seems to occur to
shingles with a thin
or
nonexistent back coating... These shingles also
seem to have a very high filler content
about 70% and
limited tensile strength. [3]
The premature failure of fiberglass
shingles is simply historical fact.
By the mid-1990's defective fiberglass
shingles were reported by consumers and contractors across the
country and documented in industry publications.
Fiberglass shingles were failing within 10 to 15 years.
See: The
History of Fiberglass Shingles
As premature failures of fiberglass
shingles were being reported by consumers and
contractors across the country,
Asphalt manufacturers took decisive action - they did not initiate
any product recalls or
warn consumers about the
known defects, but they did start to increase shingle warranty periods
- in order
to sell more (defective) shingles.
Most inexperienced roof buyers assume warranties provide some
indication of shingle quality or durability...
they do NOT. Roof Warranties are
designed to sell more shingles - and longer
warranties sell more product.
That is why
traditional 15 year and 20 year warranties were
"inflated" to more marketable 30 year,
40 year,
50 year and "Lifetime Warranty" periods.
See: Asphalt
Warranties "Inflated" to Deceive Consumers
THE STANDARD CONTRACTOR DISCLAIMER FORM
In the past, most asphalt roofers
guaranteed installations for the period
indicated on the manufacturer warranty.
Since most asphalt shingles had manufacturer warranties for 15
years or 20 years, asphalt contractors would
guarantee the installation would remain "serviceable" for that
indicated warranty period - they could only do
this
because it was expected, based on a long and proven history, that
shingle life would exceed the warranty period.
Today, homeowners only receive a
"workmanship" (labor only) guarantee from their
roofing contractor/installer,
they receive a separate product warranty from manufacturers... this
started with the 'standard disclaimer form'.
When manufacturers lowered
shingle quality (and durability) most asphalt
roofers were concerned about financial
liability involved with installing fiberglass shingles which were
known to be defective. As
the contractor associations
understood the liability of selling defective shingles, they
advised members to provide a "Standard
Disclaimer Form"
to homeowners - to avoid financial liability for installing
shingles that were expected to
fail prematurely.
Also be careful how you guarantee your work.
WSRCA has distributed a standard disclaimer to
their members
to be given to customers
along with a copy of the manufacturer's
warranty.
The disclaimer states that
the contractor guarantees his
workmanship, not the shingles:
The shingles
are covered only by the manufacturer's warranty.
[4]
It's important to understand that
roofing contractors were faced with two
separate issues increasing liability...
fiberglass shingles were failing - many within ten years - while,
at the same time, warranties were being
increased.
In other words, asphalt manufacturers were producing cheaper
shingles (to increase their profits) and they
were
providing longer warranties (to increase market share). So,
the typical asphalt roofing contractor was faced
with
the liability of selling and installing inferior shingles
with inflated warranties. Clearly
the roofing contractors
could no longer afford to guarantee their installations as they had
done for decades.
Theoretically, by providing
homeowners with the 'Standard Disclaimer Form',
roofing contractors were not liable
for selling fiberglass shingles they knew (or suspected) were
defective. The disclaimer
facilitated the sales
of shingles with 30 year warranties - even when the roofers
expected the shingle to fail within
10 years.
If you say something vague to the customer like
"this is a 20 year roof"
or "these
shingles will last 25 years", you may be held to
that promise
even though
the shingle warranty doesn't really say that.
[5]
Most homeowners fail to appreciate
the extent to which there is an adversarial
relationship between residential
(roof) buyers and (roof) sellers. Many homeowners do not
understand that roofing manufacturers and
installers
generally "specialize" in only one type of roofing material
- and, therefore, MUST "sell" that material to
everyone...
even when a different material would be a more appropriate
solution to the consumer.
Asphalt manufacturers
"specialize" in only one type of roofing
material - fiberglass asphalt shingles.
Therefore, asphalt shingles must be the solution for
all roofing... Obviously this can NOT be true.
However,
consumers must expect asphalt manufacturers to do whatever they can
(like inflating warranties) in order to
try to convince uninformed roofing buyers that asphalt shingles are
appropriate for any - and all - projects.
Likewise, most roofers only install
asphalt shingles. Therefore, they are not
likely to try to "sell" consumers
a different material (slate, tile, rubber, metal or cedar) even if
it's more appropriate to their specific needs.
Asphalt roofers and asphalt manufacturers will ALWAYS try to sell
asphalt shingles - to everyone. Just like
Metal roofers and metal manufacturers ALWAYS try to sell metal
roofing and cedar roofers ALWAYS try to
sell cedar roofing.
That is the reason consumers
benefit greatly by talking to an Independent
and Unbiased roofing expert before
selecting any roofing product. Even if asphalt shingles are
the best material option for a consumer,
independent
and unbiased roofing experts can still help in the buying process
by identifying THE BEST asphalt shingles...
there are a couple products with a better design and a proven
performance. See: Asphalt Shingle
Durability
END OF THE STANDARD DISCLAIMER FORM
Very few, if any, asphalt roofers
still provide homeowners with the "Standard
Disclaimer Form" for material failure.
Roofers found a disclaimer form hurt asphalt sales because
it focused too much attention on the expected
(lack of)
shingle performance and durability.
Instead, the asphalt
roofers began using a much more subtle, and
deceptive, practice of providing buyers with
a contractor "workmanship"
guarantee (for labor only) buried in the small
print of the roofing contract - this way
they could use inflated warranty
periods to "sell" shingles without having to
focus attention on the fact that
they did not expect the shingles
to last that long - and they did not actually
guarantee the shingles
would remain "serviceable" for any length of time.
The transition from the original
'Standard Disclaimer Form' to the current
"workmanship" guarantee allowed the
asphalt roofers to take advantage of inflated warranties - without
incurring liability for selling and installing
shingles
that were expected to fail prematurely.
When you re-roof
today, normally you receive a 30 year, 40 year,
50 year or "lifetime" warranty
from the asphalt manufacturer and a
"workmanship" (labor only) guarantee from the
roofer.
Bottom Line: Contractors are (theoretically)
NOT LIABLE for selling shingles with a
history of premature failures.
ASPHALT SHINGLE DURABILITY
Most
manufacturers (and roofers) "specialize" in only
one type of roofing material and, therefore,
must try to "sell"
that material to everyone - even when a different material or
product would be more appropriate to the
consumer's
unique individual needs. Manufacturers (like CertainTeed)
sell only one material - asphalt shingles - and,
therefore,
will try to sell their products to everyone. Likewise,
roofers specializing in installation of asphalt
shingles will try to
use ''inflated" warranties to "sell" asphalt shingles - even when
they EXPECT premature failure.
A recent study for the National Association of Home
Builders (NAHB) determined the average life
expectancy
for asphalt
shingles is only 20 years. [6] Even the Asphalt Roofing
Manufacturers Association (ARMA),
recommends replacement of asphalt shingles
every 20 years. [7]
However, these estimates from both the National
Association of Home Builders (20 years) and the
Asphalt Roofing
Manufacturers
Association (20 years) are NOT indicating the
Re-Sale Window for asphalt shingles - which
needs
to also include a
Five Year Certification. If asphalt
shingles have a 20 year "functional
lifespan," that DOES NOT
mean
that they can actually pass a Re-Sale Inspection
at that time, please see: What
Constitutes a Roof Failure?
Homeowners can be excused for
considering an idea as ridiculous as 30, 40 or 50 year
asphalt shingles... they are
unsuspecting consumers, not roofing experts.
But what about the roofing contractors? What
about manufacturers?
Can they ever be excused for using deception to
sell defective products? See:
Selling
Defective Shingles in Seattle
It's very easy to "sell" inexperienced and
unsuspecting buyers the idea of a long-term
lifespan for asphalt shingles,
when the only examples shown are less than 10
years old. It's something altogether
different when consumers have
the opportunity to actually see the
condition of a 20 year fiberglass installation.
See: Recent Class
Action Lawsuits
Fiberglass shingles have been on the market for
over 30 years. Even "luxury" shingles like
the Presidential Shake
have been produced for over 23 years. If a
manufacturer or roofing contractor is unwilling
(or unable) to let you see
what you can expect your roof to look like in 15
or 20
years... maybe you should look for a
different roofing material.
Learn what roofers (and
manufacturers) DON'T WANT you to know.
Also see: The Truth on Presidential Shingles
A MATTER OF PERSPECTIVE
On the issue of failed / failing roofing, it's
important to understand that "expert" opinions
will reflect the fundamental
perspective of those expressing the opinion. And often the
difference between the perspective of (roof)
Sellers
and the perspective of (roof) Buyers can be quite extreme.
The perspective of sellers and buyers differs
because
their financial interests are diametrically opposed.
All
roofers claim to have the best product
and all roofers claim to provide the best
installation.
Obviously, that Can Not be True.
There is always an adversarial relationship
between buyers and sellers
roofing buyers should never expect full
disclosure or unbiased information
from asphalt manufacturers, asphalt
distributors/suppliers or asphalt roofers.
Sellers (like CertainTeed) may consider roofing
"failed" when shingles pass their functional
lifespan and threaten
damage from leaking. Buyers (homeowners) may consider
"failure" to occur whenever the shingles are past
their
Re-Sale Window and require either replacement or payment of a
"Roofing Allowance" in order to sell their home.*
Sellers (like CertainTeed) may consider a
certain percentage of premature failures to be
acceptable because the
cost of paying claims is already built into the shingle price - and
very few failures get submitted as warranty
claims.
However, most buyers (homeowners) will consider ANY
premature failure to be unacceptable -
especially when the
warranty payment is just a small percentage of actual replacement
costs... and failure was expected by the Seller.
* Based on product design and proven
performance, There are Only Two (2)
conventional
fiberglass shingles that we find ANY evidence of
typical durability beyond 20 years. These
shingles are NOT popular products (in the
Seattle area) as most roofers don't tell
consumers
about the history of premature failures - and
the very limited durability of fiberglass
shingles.
Do you want to get the BEST VALUE on your
roofing project?
You will need Full Disclosure and Unbiased
Information.
Contact us for Specific Advice on your Project.
Free Consultation Anywhere in U.S.
Seattle RoofBroker
__________________________________________________________________________________________
[1] Ted Cushman,
'Choosing an Asphalt Shingle: Organic vs
Fiberglass'
Journal of Light
Construction Magazine, (May 1993).
[2] Ray Bolt, 'Shingle Problems: 20 Year Asphalt
Shingles Are Posing Problems in the West'
Western Roofing Magazine,
(Jan/Feb 1991).
[3] Richard Tippett, 'Fiberglass Shingles: More Than
You Ever Wanted To Know About Fiberglass Shingle
Failures'
Western Roofing Magazine,
(May/June 1991)
[4] Ted Cushman,
'Choosing an Asphalt Shingle'
[5] ibid.
[6] National Association of Home Builders, 'Study of
Life Expectancy'
[7] Asphalt Roofing Manufacturers Association, 'All
About Roofing'
__________________________________________________________________________________________
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and information is provided only as a public
service.
The information above is presented for educational
purposes only. The commentary and all
contents reflect
the professional opinion and experience of the author
alone and are subject to error or change without
notice.
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